Comprehensive Financial Planning

  • We strive to make your life easier and your financial future clearer. We believe a thorough and thoughtful financial plan is at the heart of a successful long-term relationship with our clients. It helps us to do our very best work for you. Further, it is our experience that having a formal written retirement plan may substantially reduce your anxiety over the unknown.

    “He who fails to plan, plans to fail”. - Winston Churchill


    401k, Other Retirement Plan, and Pension Reviews

  • Whether you are a one person shop, a large company with multiple locations, or a non-profit, we strive to develop and service a robust and streamlined retirement plan for you and your employees. Our goal is to limit the time you have to spend administering the plan, reduce your fiduciary liability, and offer investment guidance and education to all participants.


    Family Finance Assistance including Budgeting

  • Although some people may think of budgeting as a four letter word, we’re not focused on setting a spending limit for you. We are involved in understanding how you spend so we can compare it to all of your income sources and making recommendations from there to help ensure your money is available to take care of the things that are most important to you.


    College Investment Planning

  • For many people, providing for a child or grandchild or helping provide a college education is an important goal. But, paying for college isn’t easy and its fairly safe to assume it isn’t going to get less expensive over time. Starting to save early can be helpful and we are here to provide information and guidance.


    Debt Reduction Strategies

  • As part of a financial plan, we can help you determine when and where borrowing makes sense as well as assist you in determining viable debt reduction strategies.


    Retirement Readiness Reviews

  • We are happy to offer a one-hour complimentary consultation where we will guide you through our 30 Point Financial Physical to help determine if there may be areas in your financial life, we can help you improve on and if you might benefit from a comprehensive Financial Plan.  If you already have a current advisor, you can consider this a no strings attached second opinion.


    Tax Planning Pertaining to Investments

  • There is not much that is controllable in investing, so it is our philosophy that we need to be laser focused on the things we can control to help our client obtain a desirable outcome.  Taxes are one such variable we do have some control over.  Taxes, like inflation have the ability over time to significantly erode investment returns. Robert Kiyosaki, author of Rich Dad Poor Dad once wrote, "It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for."  Let us help you to develop tax efficient investment strategies to help reduce the tax drag on your money.


    Estate Planning and Wealth Transfer Strategies

  • Estate planning is important for so many reasons.  It can help ensure your wishes are carried out if you find yourself in a position where you can’t make medical or financial decisions for yourself and when you pass away, a solid estate plan can save your family time, money, frustration, and taxes.


    Asset Protection                                                               

  • Taxes, inflation, market declines, and litigation can all be a risk to your hard-earned assets. Our main priority is to help you identify and then reduce as many areas of risk as possible pertaining to your financial life.



Employer Sponsored Retirement Plans

The Establishment and Servicing of Employer Sponsored Retirement Plans like 401k’s as well as other Group Benefits such as Group Long Term Care Insurance, Group Life, Company Sponsored College Savings Plans, Key Person Insurance

Individual Insurance Contracts

Individual Insurance Contracts including - Life, Health, Long Term Care, and Disability

Investment Products

Investment Products including Mutual Funds, Unit Investment Trusts, Exchange Traded Funds, Closed End Funds, Fixed income investments, Brokered CD’s, Municipal Bonds, Corporate Bonds, Preferred Securities, Stocks, Variable Annuities, Fixed and Fixed Index Annuities, Money Market and Cash Management


Change your Future Today

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.

Book an Appointment Now